Boat Insurance

Boat insurance is similar to car insurance.  If you have a loan on your boat or use a marina, you will probably be required to have boat insurance. Even if you are not required to insure your boat, it is still important that you consider purchasing a boat insurance policy.  Boats can be expensive and have liability risks associated with them.

Boat Insurance Coverages that you may want to include:

• Liability
• Physical damage
• Property damage to others
• Theft
• Medical payments
• Pollution coverage
• Towing
• Trailer coverage

Remember, every boat and boat owner is unique. It is important to check with your independent insurance agent for advice.  They will be able to tailor a policy to fit your individual needs.

Please Note:
These are general policy descriptions to help you understand the different types of coverages. They do not refer to any specific contract of insurance, and they do not modify any definitions expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.