October
 		  2010
 
Safe Driving Law
CELL PHONES - THE NEW ROAD RISK
MobilePhone
On September 30, 2010, Massachusetts became the 29th state to ban dangerous driving behavior by enforcing the legislation that Governor Deval Patrick signed back in July. The Safe Driving Law  bans text-messaging for all Massachusetts drivers, prohibits the use of cell phones for junior operators, and also has a provision for elderly driver license renewals. This new law creates six violations that the RMV and Merit Rating Board will be monitoring and assessing.
 
The new violations under this law are:
 
1. Use of a Mobile Phone by a Junior Operator: Fine and no insurance surcharge

2. Use of a Mobile Phone by a Public Transport Motor Vehicle Operator: Fine and no insurance surcharge

3. Use of a Mobile Phone by a Public Transport Non-Motor Vehicle Operator: Fine and no insurance surcharge

4. Improper Use of a Mobile Phone by Operators 18 and Over: Fine and no insurance surcharge

5. Sending / Reading Text messages: Fine and no insurance surcharge

6. Negligent Operation & Injury from Mobile Phone Use, Criminal Offense: Fine and insurance surcharge

What is an insurance surcharge?
Massachusetts has a Safe Driver Insurance Plan (SDIP) which encourages safe driving by providing lower insurance costs for drivers with clean driving records and raises the annual premium of high-risk drivers such as those who speed, are involved in accidents or are cited for traffic violations. The Safe Driver Insurance Plan is a point-based system where each operator is assigned an Operator SDIP Rating based on the operator's driving history record within a 6-year period.

For more information regarding the Safe Driving Law please visit: http://www.massdot.state.ma.us/rmv/SafeDrivingLawSummary.aspx

If you have questions on how your driving record impacts your insurance policy, please contact us at your convenience. 
 

 
Contact Info
 
Tel: 978-465-5301
Fax: 978-462-0890
Email: jackie@arthurpage.com

Mon-Fri 7:30 AM to 5 PM /
Sat 8:30 AM to 12 PM - Labor Day through Memorial Day
 
Arthur Page Insurance
57 State Street | Newburyport, Massachusetts | 01950
 
 
 

 
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Arthur Page Insurance | 57 State Street | Tel: 978-465-5301 | Newburyport | MA | 01950