Umbrella Insurance

No personal Umbrella Insurance?  It could cost you a fortune!

An umbrella policy gives liability coverage above and beyond any personal policies that you have.  It takes over where your homeowner's, auto, boat, insurance coverage ends, protecting you if you are sued or found liable for causing injury to someone or their property.

Umbrella policies can provide additional coverage in increments of one million dollars and up.  When you take into consideration that if you are found at fault in a law suit and held accountable for medical bills, legal defense, lost wages, and possible rehabilitation, additional coverage could mean the difference in protecting your property and future wages.

Umbrella policies are not just for the wealthy, but instead are designed for anyone who has assets that might be at risk.  Umbrella policies are affordable, providing significant amount of reliable coverage.  A small price to pay for peace of mind!

Please Note: These are general policy descriptions to help you understand the different types of coverages. They do not refer to any specific contract of insurance, and they do not modify any definitions expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.